Is Your Smart Money Specialist

Call Us

(918) 851-2853

Email Us

greg@peakfinancialllc.org

Visit Us

Park Towers

5314 S. Yale Ave. Suite 605

Tulsa, OK 74135

Call Us

(918) 851-2853

Email Us

greg@peakfinancialllc.org

Visit Us

Park Towers

5314 S. Yale Ave. Suite 605

Tulsa, OK 74135

 

Greg F. Peak Financial LLC Services & Planning

Our Services

Planning that works for you

How We Can Help

Whether you are nearing retirement, in the process of planning for retirement or looking for ways to protect your families wealth and your legacy, we have the tools to help you.

Retirement Planning

Annuities

Insurance Reviews

Lifestyle Planning

Income Strategies

Life Insurance

Social Security Optimzation

Tax Planning

Long Term Care

Estate Planning

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Retirement Planning

Retirement Planning is financial planning for the spending years versus the accumulation years. The emphasis you should place on retirement planning does change throughout different life stages, so it’s important to work with a trusted financial professional that will help you map out your long-term goals and adjust your retirement plan if any major life events occur. When you plan your finances and lifestyle choices, it becomes much more likely to achieve that dream of a secure and happy retirement. We can help you build wealth, minimize market losses, protect your principal, and generate retirement income you can’t outlive.

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Annuities

A Fixed Index Annuity (FIA) is an insurance contract between you and a life insurance company designed to help you accumulate assets for retirement. They offer low financial risk, conservative returns, and protection for market ups and downs. You pay premium to the insurance agency in return for regular income payments over a period of time, beginning at some point in the future. If you are looking for a retirement strategy that protects your principal, has some good upside potential, and provides a predictable guaranteed lifetime income stream in retirement, a FIA may be something to consider.

Are you in or near retirement? One of the most common fears for retirees and those planning for retirement is outliving their money. Learn how annuities can help generate a steady stream of income or increase your current savings. They can also help you leave a legacy and provide income for your heirs.

The purchase of an annuity is an important financial decision. Be sure to schedule a full discussion with our company about your retirement needs before making any decisions.

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Insurance Reviews

Insurance reviews are an opportunity to measure your progress for your future goals. It’s a thorough process which involves a close analysis of personal finances and an assessment of other building blocks. We can help you look at how to balance work and leisure, how to make smart choices for the future and many other items regarding how to help you enjoy the journey. Life can change – the birth of a child, the death of a loved one, the loss of a job, a major purchase – which will re-adjust your customized strategy. We can help you chart a new course if need be to ensure you meet your personal financial goal.

Annual insurance reviews also provide an excellent chance to examine your short-term and long-term goals. We can work with you, focusing on the ideal lifestyle you want to live today as opposed to deferring that lifestyle to a future that may never come. Having you really think about what you’re saving for is a big opportunity to have a richer dialogue about your retirement and how we can help you develop a personalized plan to reach your ideal retirement. We will help you implement any new plan of action that has been developed in light of your changing goals or changing performance.

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Income Strategies

You can now look forward to a retirement that could last 30 years or more. That’s a great thing. But planning for it comes with more challenges than ever before. One of the most common fears for retirees and those planning for retirement is outliving their money. So while you’re thinking about hobbies and travel, you’re also focused on healthcare costs. Volatile markets. Taxes and inflation.

We can help, with products that seek income and growth, fixed indexed annuities designed to provide guaranteed lifetime income, and life insurance solutions that offer more kinds of risk protection along with the opportunity to build cash value.

We specialize in income strategies for guaranteed income to help you maintain your lifestyle now and in retirement. Contact us to learn more about the tools that can generate a steady stream of retirement income, increase your current savings, or leave a legacy and provide income for your heirs. Be sure to schedule a full discussion with our company about your retirement needs before making any investment decisions.

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Life Insurance

Insurance transfers the financial risk of life’s events to an insurance company. A reliable insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance and life insurance.

We’re dedicated to serving the life insurance, disability and long-term care needs of our clients. Our goal is to provide you with outstanding personal service and customized solutions.

Whether your need is life insurance for income replacement, retirement supplement or estate planning… disability insurance… or long-term care, we’re ready to find the right solution for you.

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Social Security Optimization

Your Social Security retirement benefit represents a lifetime’s worth of savings, time and work. Although many Americans are familiar with the basics of Social Security, few are able to figure out exactly the best way to file, so they can get the most out of all they have put in.

We can help you understand your Social Security benefits and educate you on how you can maximize those benefits. For example, delayed filing for Social Security can potentially increase your benefit amount by a rate of eight percent per year.

We will help you get the highest amount possible to help you achieve a secure and enjoyable retirement.

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Tax Planning

Understanding tax strategies and managing your tax bill should be part of any reliable financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts.

Tax planning is an important component for your overall financial plan. Careful planning throughout the year can assist you in reducing the taxes you pay – as well as help you achieve your financial goals.

We provide expert tax planning and preparation, utilizing ideas and strategies specifically designed for retirees. Most people do not know that in the retirement years every dollar saved by minimizing income taxes will increase your spending capacity in retirement more than additional growth on your money.

Tax planning should not be done in isolation, but instead should be driven by your overall financial goals and integrated with your total financial plan. We can help you develop and implement appropriate strategies to lessen or shift current and future tax liabilities to help you meet your long- and short-term objectives.

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Long-Term Care

Chances are you could live well into your 80s, your 90s and possibly even longer.

When you live a long life, the likelihood you’ll need long-term health care is greatly increased. Younger people also need long term care as a result of accidents or illnesses.

Almost 70% of people turning age 65 will need long-term care at some point in their lives. Many people think the phrase “long-term care” refers to an insurance policy. While insurance may be part of your strategy, long-term care encompasses everything from long-term services and supports and finances, to where you will live and how you will navigate the myriad of legal, family, and social dynamics along the way.

Long-term health care is generally not covered by medical insurance, by Medicare supplement plans or group / employer insurance. For seniors on Medicare, the long-term care benefits can be quite limited.

That is why over 10 million Americans have purchased long-term care insurance. We offer several LTC solutions including individual plans, asset-based long-term care, and life-insurance-based long-term care. We will work with you to find the best plan for your LTC needs.

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Estate Planning

An estate plan is an important part of the financial planning process. It’s never too early to begin thinking about getting your affairs in order during your lifetime and gaining control of the distribution of your wealth after death.

An effective estate plan can communicate your healthcare wishes and ensure they’re carried out – even if you are unable to. An effective plan can even designate someone to manage your financial affairs, should you be unable to do so.

Let us help you plan for your legacy and ensure your loved ones are taken care of when you’re gone.

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Lifestyle Planning

When you picture your retirement, what comes to mind? Will you have enough income to sustain the lifestyle you currently have or to achieve the lifestyle you dream of having when you retire? Is your families wealth and legacy protected? We work with you to design a personalized plan to help you reach your retirement goals and plan for the lifestyle you dream of.