A Retirement Professional You Can Rely On
Your goals are important. We believe that as well. We work with individuals, families, businesses and institutions, delivering services that help you build, preserve and manage your wealth.
Welcome to Peak Financial LLC
“There will be many hazards on the retirement mountain journey – are you going to make that journey with safety ropes or without safety ropes.”
-Gregory F. Brinkman
It’s never too early to begin thinking about retirement. We help our clients design a plan that’s consistent with their dreams and values — for today and tomorrow — and help pass on to their loved ones what’s important.
We have helped individuals and couples, at all economic levels, to achieve their financial and long-term goals and enjoy retirement by working hard and smart, and being ready for them when needed.
We’re very hopeful for an opportunity to discuss your retirement strategy so you can learn firsthand how we can be of benefit.
There is no one “best place” to allocate your retirement resources because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement nestegg.
A Fixed Index Annuity (FIA) is an insurance contract between you and a life insurance company designed to help you accumulate assets for retirement. They offer low financial risk, conservative returns, and protection for market ups and downs. You pay premium to the insurance agency in return for regular income payments over a period of time, beginning at some point in the future. If you are looking for a retirement strategy that protects your principal, has some good upside potential, and provides a predictable guaranteed lifetime income stream in retirement, a FIA may be something to consider.
Are you in or near retirement? One of the most common fears for retirees and those planning for retirement is outliving their money. Learn how annuities can help generate a steady stream of income or increase your current savings. They can also help you leave a legacy and provide income for your heirs.
The purchase of an annuity is an important financial decision. Be sure to schedule a full discussion with our company about your retirement needs before making any decisions.
We Only Work With The Best
Here Are A Few
The 4 Parts of Medicare
MEDICARE PART A
Part A covers some hospital expenses such as in-patient hospital stays, as well as some nursing home facility care, hospice care, and other home health care.
MEDICARE PART B
Part B covers outpatient care, medical supplies, preventive services and certain doctors’ services such as doctor office visits, lab testing, surgeries, ambulance rides, chemotherapy and radiation, and more.
MEDICARE PART C
Part C is an “all in one” replacement or alternative to Original Medicare and is another name for private Medicare insurance. Part C does not cover specific medical expenses. However, Medicare Advantage Plans may offer prescription drug coverage that fall under the same rules as Medicare Prescription Drug Plans.
MEDICARE PART D
Prescription Drug Coverage
Part D plans are offered by insurance companies and other private companies approved by Medicare and provide coverage of some brand-name and generic prescription drugs. Part D plans differ in the drugs they cover, how much you pay out of pocket and which pharmacies you can use.
Social security is something that everyone thinks they understand until they consider retirement. Suddenly they find themselves trying to understand benefit amounts and what the right age for retirement is. For many, social security is their primary foundation for...